UTXO consolidation:
when does it pay off?
Small UTXOs are expensive to spend in a high-fee environment. Enter what you hold and what you plan to do with it. See whether consolidating now costs more or less than spending UTXOs individually later.
BTC price as of 2026-07-01 snapshot. Edit to update.
Consolidating UTXOs combines your transaction history on-chainon-chainA Bitcoin payment recorded directly and permanently on Bitcoin's main public ledger, settled by the network itself rather than through a faster off-network lane.Full definition. If privacy matters, consolidation reveals that all the included UTXOs belonged to the same wallet. See Bitcoin Privacy Guide.
What this tool assumes
- Lower fee-rate windows (weekends, late-night UTC) typically save 30-60% on consolidation costs.
- Consolidation trades privacy for lower future spend fees; choose intentionally.
Estimates only. Actual wallet behavior depends on coin-selection algorithm and policy.
HOW THIS IS CALCULATED
This tool runs entirely in your browser — no data is sent to any server. All formulas use standard financial math. Verify the methodology or inspect the source code in your browser's dev tools.