Tools · Retirement Check
Am I on track
for retirement?
A quick, honest answer. Enter your age, current savings, monthly contribution, and target retirement age. Get a clear yes, almost, or no, with what to do about each.
Age 67
Find your actual SS estimate at ssa.gov/myaccount ↗.
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AT RETIREMENT
MONTHLY INCOME
Using 4% withdrawal rate and 2.5% inflation assumption. Model does not adjust for taxes on retirement withdrawals; for precise modeling use Tax Estimator and FIRE Calculator.
What this tool assumes
- Fidelity retirement-benchmark rule of thumb: 1x salary at 30, 3x at 40, 6x at 50, 8x at 60, 10x at 67.
- Assumes constant real return through retirement.
- Employer match is added to annual contributions.
Not financial advice. Projections assume constant returns and contributions.
HOW THIS IS CALCULATED
This tool runs entirely in your browser — no data is sent to any server. All formulas use standard financial math. Verify the methodology or inspect the source code in your browser's dev tools.