Resources.
Curated honestly.

READ8 min · UPDATED
Reviewed against primary sources cited at the bottom of this page.

Everything worth reading, watching, and using. No affiliate links. No sponsored placements. No paid inclusions. If something is here it's because it's actually good.

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If you read nothing else.

Bitcoin · Books

Read in roughly this order.

The Bitcoin Standard · Saifedean Ammous · 2018 · Book

The economic argument for Bitcoin as sound money. Dense. Opinionated. Foundational for understanding why Bitcoin specifically, not just blockchain technology.

The Fiat Standard · Saifedean Ammous · 2021 · Book

The companion volume. How fiat money actually works and why it produces the outcomes it does. More technical than The Bitcoin Standard.

Layered Money · Nik Bhatia · 2021 · Book

Money as historical layers, gold, paper, digital, and where Bitcoin fits. More accessible than The Bitcoin Standard for new readers.

Inventing Bitcoin · Yan Pritzker · 2019 · Book · Free

97 pages. The shortest technically accurate explanation of how Bitcoin works for non-engineers. Free at inventingbitcoin.com.

The Price of Tomorrow · Jeff Booth · 2020 · Book

Why deflation is the natural state of a technology-driven economy and why inflation is a policy choice that fights that reality.

21 Lessons · Gigi · 2021 · Book · Free

Philosophical framework for Bitcoin, what it teaches about economics, technology, and self-sovereignty. Free at 21lessons.com.

Digital Gold · Nathaniel Popper · 2015 · Book

Journalism, not advocacy. The history of Bitcoin's early years told through the people who built it. Good entry point for skeptics.

Bitcoin · Essays and series

All free online.

Gradually, Then Suddenly ↗ · Parker Lewis · Essay · Free

13 essays. The best plain-English explanation of Bitcoin monetary theory. Read in order.

The Bullish Case for Bitcoin ↗ · Vijay Boyapati · 2018 · Essay · Free

The most widely shared Bitcoin investment thesis. Covers monetary history and why Bitcoin's properties matter.

Lyn Alden Articles Archive ↗ · lynalden.com · Essay · Free

The best free macro analysis that takes Bitcoin seriously without being Bitcoin-only. Her Bitcoin pieces are particularly rigorous.

Shelling Out: The Origins of Money ↗ · Nick Szabo · 2002 · Essay · Free

Evolutionary account of how proto-money emerged. Essential for understanding why rare objects become money.

Bitcoin · Video and audio

Andreas Antonopoulos ↗ · YouTube · Video · Free

The most articulate Bitcoin educator on technical and philosophical topics. Start with "Money as a System of Control" and "Bitcoin Security Model."

What Bitcoin Did ↗ · Peter McCormack · Podcast · Free

Long-form interviews with Bitcoin developers, economists, and builders. Not a price podcast. Excellent for understanding why serious people take Bitcoin seriously.

What Is Money? ↗ · Robert Breedlove · Podcast · Free

Deep philosophical exploration of monetary theory and Bitcoin. More philosophical than technical.

Bitcoin Fundamentals ↗ · Preston Pysh · Podcast · Free

Macro and Bitcoin from an institutional perspective. Strong on the monetary-policy-meets-Bitcoin angle.

Coffeezilla ↗ · Stephen Findeisen · YouTube · Video · Free ×DON'T TRUST, VERIFYClaim: Coffeezilla is Stephen Findeisen's accountability-journalism YouTube channel covering financial fraud and crypto scams.Verify at: youtube.com/@Coffeezilla ↗Confirm the channel is active and its "About" section matches the description before treating it as a recommendation.

Investigative journalism on financial fraud, crypto scams, and influencer grift. Primary-source reporting: documents, recordings, confrontations. The best single resource for understanding how crypto fraud is constructed and how to recognize it before losing money. Not a Bitcoin channel specifically; an accountability journalism channel that frequently covers crypto.

Unlike most channels listed here, Coffeezilla covers what goes wrong. Useful context for anyone entering a space with significant fraud.

Personal finance · Books

The Little Book of Common Sense Investing · John Bogle · 2007 · Book

The index fund argument from the man who invented them. Short, clear, correct.

A Random Walk Down Wall Street · Burton Malkiel · 1973, updated · Book

The academic case for index funds over active management. The data has only gotten stronger with every updated edition.

Just Keep Buying · Nick Maggiulli · 2022 · Book

Data-driven answer to every "should I invest now or wait?" question. Read before making any market timing decision.

The Millionaire Next Door · Thomas Stanley + William Danko · 1996 · Book

What wealthy people actually do versus what people think wealthy people do. The gap is the lesson.

Your Money or Your Life · Vicki Robin · 1992, updated 2008 · Book

The book that started the financial independence movement. Still the clearest-eyed treatment of the relationship between time, money, and life.

I Will Teach You to Be Rich · Ramit Sethi · 2019 edition · Book

The most practical starter personal finance book. Automation-focused. Zero moralizing.

Die With Zero · Bill Perkins · 2020 · Book

The contrarian view. Optimizing for maximum life experiences rather than maximum terminal wealth. A useful counterweight to pure accumulation thinking.

Personal finance · Blogs and channels

JL Collins ↗ · Essay · Free

The Stock Series. Everything you need to know about index fund investing in plain English.

Of Dollars and Data ↗ · Nick Maggiulli · Essay · Free

Data-driven financial writing. One of the few finance writers who shows his work.

Michael Kitces ↗ · kitces.com · Essay

The most rigorous independent research on retirement planning, the 4% rule, and financial planning strategy. Dense but authoritative.

Early Retirement Now ↗ · Karsten Jeske · Essay · Free

The definitive deep-dive on safe withdrawal rates for early retirement. The SWR Series is required reading for anyone pursuing FIRE.

Bogleheads Wiki ↗ · Essay · Free

Community-maintained encyclopedia of evidence-based investing. The three-fund portfolio, asset location, tax-loss harvesting, all here.

Paul Merriman ↗ · paulmerriman.com · Essay · Free

Factor investing for long-term retail investors. Free resources including the ultimate buy-and-hold portfolio analysis.

The most thorough independent analysis of the Fidelity Cash Management Account available. Read before opening one.

Doctor of Credit ↗ · Essay · Free

Community-maintained database of bank account bonuses, credit card offers, and signup deals. Check here before opening any account for a bonus.

The Points Guy ↗ · Essay · Free

Credit card rewards and travel optimization. Destination for readers going deeper than flat cashback.

Monetary theory

What Has Government Done to Our Money? · Murray Rothbard · 1963 · Book · Free

Short. Free online. The Austrian case for commodity-backed money. Influential regardless of whether you agree. Free at mises.org.

Denationalisation of Money · Friedrich Hayek · 1976 · Book

Hayek's proposal for competing private currencies, written 40 years before Bitcoin existed. Remarkably prescient.

Exorbitant Privilege · Barry Eichengreen · 2011 · Book

The best academic history of the dollar's rise to reserve currency status. Not a polemic, actual history.

Principles for Navigating Big Debt Crises · Ray Dalio · 2018 · Book · Free

Every major debt crisis in history. The framework for understanding where we are in the long cycle. Free PDF at principles.com.

Primary data sources

Verify everything. These are the primary sources used throughout this site.

FRED · Federal Reserve Economic Data

M2, CPI, interest rates, balance sheet. Every US macro chart starts here.

fred.stlouisfed.org ↗
BLS CPI Inflation Calculator

Official purchasing power calculations. The only source for inflation math.

bls.gov/data/inflation_calculator ↗
BLS Consumer Expenditure Survey

How American households actually spend money. Updated annually.

bls.gov/cex ↗
IMF COFER Data

Global reserve currency composition. Dollar share of world reserves.

data.imf.org/COFER ↗
US Debt Clock

Real-time national debt, unfunded liabilities, M2.

usdebtclock.org ↗
IRS

Contribution limits, tax brackets, crypto tax guidance.

irs.gov ↗
Social Security Administration

Benefit calculators, FRA tables, claiming strategy data.

ssa.gov/benefits/retirement ↗
FINRA BrokerCheck

Check any advisor or broker for registration and complaints.

brokercheck.finra.org ↗
NAPFA · Fee-Only Advisors

Directory of fiduciary advisors who charge for advice only.

napfa.org ↗
Cambridge CBECI

Independent Bitcoin energy consumption estimates.

ccaf.io/cbnsi/cbeci ↗
Bitcoin Mining Council

Self-reported sustainable energy percentage. Treat as directional.

bitcoinminingcouncil.com ↗
CoinGecko · Bitcoin Historical

Bitcoin price, CAGR calculations, historical data.

coingecko.com/en/coins/bitcoin ↗
Glassnode

HODL waves, realized cap, exchange flows, on-chain analytics.

studio.glassnode.com ↗
Chainalysis · Crypto Crime Report

Annual illicit activity statistics. Accurate percentages.

chainalysis.com/blog ↗
SPIVA Reports

Active vs passive fund performance. Why stock-picking underperforms.

spglobal.com/spdji/spiva ↗
Survey of Consumer Finances · Fed

Wealth distribution in America. Updated every 3 years.

federalreserve.gov/econres/scf ↗
Portfolio Visualizer

Backtest any portfolio allocation. Check any historical-return claim here.

portfoliovisualizer.com ↗
TreasuryDirect

I-bonds, T-bills, all US government securities.

treasurydirect.gov ↗
CFPB · Consumer Finance

HELOCs, mortgages, debt collection rules, consumer rights.

consumerfinance.gov ↗
Immediate Annuities

Compare SPIA quotes without a salesperson. Instant pricing.

immediateannuities.com ↗

Bitcoin technical resources

Bitcoin Whitepaper
bitcoin.org/bitcoin.pdf ↗
Bitcoin Developer Docs
developer.bitcoin.org ↗
Bitcoin Wiki
en.bitcoin.it/wiki ↗
BIPs Repository

Every Bitcoin Improvement Proposal.

github.com/bitcoin/bips ↗
Bitcoin Optech

Technical newsletter for Bitcoin developers.

bitcoinops.org ↗
mempool.space

Real-time mempool visualization. Check transactions, fee rates.

mempool.space ↗
Lopp.net Bitcoin Resources

The most comprehensive curated Bitcoin resource list. If it's not on this site, it's on Lopp's.

lopp.net/bitcoin-information.html ↗
Bitcoiner.guide

Practical Bitcoin tutorials. Most beginner-friendly self-custody guides.

bitcoiner.guide ↗
Lopp · Metal Seed Storage Reviews

Physical stress tests on every metal seed storage product.

jlopp.github.io/metal-bitcoin-storage-reviews ↗

Tools this site uses and recommends

Fidelity Cash Management Account

Best checking alternative. SPAXX sweep earns yield on idle cash.

fidelity.com/cash-management/overview ↗
Fidelity Rewards Visa Signature

2% cashback auto-deposited to Fidelity. No annual fee.

fidelityrewards.com ↗
Amex High Yield Savings

The recommended HYSA. Competitive APY, no debit card.

americanexpress.com/banking/online-savings ↗
River · Bitcoin DCA

Recommended Bitcoin DCA platform. Low fees, US-regulated.

river.com ↗
Sparrow Wallet

Recommended Bitcoin wallet. Full-node connection, UTXO control, privacy.

sparrowwallet.com ↗
mempool.space

Real-time fee estimation before any Bitcoin transaction.

mempool.space ↗

Omissions are as important as inclusions.

This site doesn't link to variable annuity products, whole life insurance products, actively managed mutual funds, or cryptocurrency altcoin projects. It doesn't list exchanges as primary recommendations without the self-custody caveat. It doesn't link to sites that earn commissions from the products they recommend without disclosure. The resources above were selected because they're genuinely useful, not because anyone paid for inclusion.

For the full treatment of how financial content incentives shape what gets recommended and omitted: What Financial Influencers Get Wrong.

Last updated 2026-04-22. No affiliate links. No sponsored placements. Report a broken link: shrimpstacked@fiatisfake.org.

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