The Problem
Fiat Currency M2 Money Supply How Banks Create Money National Debt History of Debasement Cost of the American Dream How the System Works Bonds & Interest Rates Federal Reserve History The Petrodollar Dollar Milkshake Theory World Reserve Currency Inflation Types Sanctions & Money The Gold Standard
Bitcoin
Why Bitcoin Bitcoin for Beginners How to Buy Bitcoin Dollar-Cost Averaging Price History How Bitcoin Works
Blockchain Mining & Proof of Work The Halving Lightning Network
Bitcoin Technical Bitcoin Economics Bitcoin vs Altcoins Bitcoin vs MSTR
Learn
Zero to One Take the Quiz Glossary Bitcoin Taxes (US) Bitcoin State Taxes Bitcoin Allocation Common Objections Bitcoin Skeptic Non-Americans The Wealth Gap Bitcoin Scams Don't Trust, Verify
Money
Order of Operations Emergency Fund Roth IRA & 401(k) Three-Fund Portfolio How to Actually Budget Credit Card Strategy Where to Bank Spending Less Unconventional Savings Saving for a House Debt Types Financial Mistakes Net Worth Milestones Side Income
Strategy
Sovereignty Stack Hardware Wallets Seed Phrase Rules Bitcoin Privacy Spot ETFs Custody Levels Exit Strategy Bitcoin Retirement Dividend Strategy Dividend Irrelevance Inheritance Planning Bitcoin vs CBDCs
Tools
All Tools DCA Calculator Retirement Planner Inflation Calculator Net Worth Tracker Paycheck Allocator Debt Payoff Roth vs Traditional Sat Converter House Savings Calc Spending Audit Banking Calculator Card Comparison
Deep Dives
Life Stages
Life Stages Index New Graduate (18–24) Early Career (25–35) Mid-Career (35–50) Pre-Retirement (50–65) In Retirement Irregular Income
Early Retirement
FIRE Guide Healthcare Before Medicare Roth Conversion Ladder Social Security Strategy
Life Events
Lost Your Job Divorce & Money Inherited Money Starting a Business Money & Marriage Kids & Money
Tax & Accounts
Tax Strategy Account Deep-Dives Estate Planning Insurance 401(k) Rollover
Portfolio & Behavior
Portfolio Theory Behavioral Finance Bitcoin Allocation
Bitcoin Depth
Wallets Compared Privacy Guide Energy Debate Governance
Resources
All Resources 5 Essential Resources Bitcoin Books Essays & Series Video & Audio Finance Books Blogs & Channels Data & Research External Tools
FREE BITCOIN & PERSONAL FINANCE EDUCATION

Your
money
is losing
ground.

The dollar has lost 87% of its purchasing power since 1971[1]. The same paycheck buys less every year. This site explains why, and what to do about it.

Start with the problem → Take the quiz
WHAT $1 BUYS OVER TIME $ 1971 Full dollar $1.00 purchasing power 1.00 $ 1980 Sixty-two cents 0.62 $ 1990 Forty-nine cents 0.49 $ 2000 Thirty-eight cents 0.38 $ 2010 28 cents 0.28 $ 2026 13¢ Your dollar today. 0.13 of 1971 purchasing power SOURCE: BLS CPI-U INFLATION CALCULATOR
SCROLL

Where are you right now?

Pick whichever is closest to your situation. Everything on this site connects, so start wherever fits.

START HERE

“I’m behind and stressed about money.”

Credit card debt. No savings. Paycheck to paycheck. The whole site feels too advanced for where you are right now.

→ Zero to One → Fixed-first budgeting → Credit score basics
Start with zero-to-one →
GETTING STARTED

“I’m just getting started.”

Some income, some expenses, not much saved. You’ve heard of Bitcoin but don’t own any yet.

→ Personal finance → Bitcoin for beginners → How to actually budget
Take the 11-question quiz →
ON EXCHANGE

“I own Bitcoin on an exchange.”

You bought BTC but it’s still on Coinbase, River, or another custodian. That’s a risk.

→ Sovereignty stack → Buy + self-custody → Inheritance planning
Get off the exchange →
GO DEEPER

“I want to go deeper.”

You understand the basics. Now you want the monetary system, tax strategy, and the long-term plan.

→ Monetary system → Tax strategy → Life stages
Bitcoin economics →
178 pages · 300,000+ words · 16 interactive tools · always free

What’s on this site

THE PROBLEM & BITCOIN
→ The problem with fiat currency → Why Bitcoin is the solution → How to buy and self-custody Browse all →
YOUR FINANCIAL FOUNDATION
→ Personal finance order of operations → Tax-advantaged accounts → Life stage guides Browse all →
GO DEEP
→ Bitcoin technical infrastructure → Tax strategy and estate planning → Interactive tools Browse all →

Run the numbers yourself

📈
DCA Calculator
Pick any year. Put in a dollar amount. See what consistent buying would have returned.
🏦
Retirement Planner
Your age, your DCA amount, your target. See the stack across four scenarios.
💳
Debt Payoff Calculator
Enter what you owe. Find out whether to pay it down or invest, the math tells you the answer.
₿
Sat Converter
Type a dollar amount. See exactly how many satoshis that buys right now.

This site is free.
Share it with someone who needs it.

The single highest-leverage thing one person reading this can do is forward it to someone else.

https://fiatisfake.org
SOURCES
  1. U.S. Bureau of Labor Statistics, CPI Inflation Calculator, bls.gov
  2. Federal Reserve Economic Data (FRED), M2 Money Stock (M2SL), fred.stlouisfed.org
  3. Satoshi Nakamoto, Bitcoin Whitepaper (2008), bitcoin.org/bitcoin.pdf
  4. CoinGecko historical price data (BTC CAGR, 10-year trailing), coingecko.com

Last updated 2026-04-17. Not financial advice. Do your own research.