What does selling cost by state?
Compare the tax bite.
Federal long-term capital gains plus state tax, side by side.
| State 1 | State 2 |
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How this is calculated
Federal LTCGLong-Term Capital Gains (LTCG)Profit from selling an asset held over one year, taxed at lower preferential rates than ordinary income.Full definition brackets (2026): 0%, 15%, or 20% depending on taxable income (here approximated by the gain itself). Single: 0% up to $49,450, 15% up to $545,500, 20% above. MFJMarried Filing Jointly (MFJ)A tax filing status where a married couple combines their income and deductions on one tax return.: 0% up to $98,900, 15% up to $613,700, 20% above.
State tax: Top marginal rate on capital gains for each state. States like TN, FL, TX, NV, WA, and WY have 0% state income tax on capital gains. SC is ~6.5%, CA up to 13.3%, NY ~8.82%, NJ ~10.75%.
NIITNet Investment Income Tax (NIIT)A 3.8% extra federal tax on investment income for higher earners (above $200k single, $250k married).Full definition (3.8% above $200k/$250k) is not included. This is a simplified comparison.
Last updated 2026-06-03 · Verify · Disclosures · Pairs with /state-domicile/