Calculator
What does selling cost by state?
Compare the tax bite.
Federal long-term capital gains plus state tax, side by side.
Enter a capital gain and select two states to compare.
How this is calculated
Federal LTCG brackets (2026): 0%, 15%, or 20% depending on taxable income (here approximated by the gain itself). Single: 0% up to $48,350, 15% up to $533,400, 20% above. MFJ: 0% up to $96,700, 15% up to $600,050, 20% above.
State tax: Top marginal rate on capital gains for each state. States like TN, FL, TX, NV, WA, and WY have 0% state income tax on capital gains. SC is ~6.5%, CA up to 13.3%, NY ~8.82%, NJ ~10.75%.
NIIT (3.8% above $200k/$250k) is not included. This is a simplified comparison.