What is your money really worth?
Measure the erosion.
See how much purchasing power a dollar amount has lost (or gained) between any two years.
The question it answersHow much has a dollar amount lost or gained in value between two years?
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How this is calculated
This calculator loads annual averages from /data/cpi.json: CPI-U, U.S. city average, all items, not seasonally adjusted (1982–84 = 100). For an independent check use the exact monthly CPIAUCNS series and the BLS annual tables. Match annual average to annual average; a monthly year-over-year rate compares a month with the same month a year earlier and is not an annual-average change.[1][2][3]
equivalent = amount × (CPIend / CPIstart)
The displayed percentage is cumulative price change: (CPI_end / CPI_start − 1) × 100. It is not an annual rate or the percentage of purchasing power lost. Fixed-dollar purchasing-power loss is (1 − CPI_start / CPI_end) × 100. Illustrative indexes 100 to 125 mean prices rose 25%, while an unchanged dollar amount buys 20% less. The start and end years must be stated. CPI is an average basket, not a personal spending forecast.[1]
Historical, not a forecast. This replays past data. It does not predict what happens next.
Where to go from here
Sources
Bracketed numbers in the text link to these sources. Figures, rates and rules change: check each source’s date before acting on it.
Last updated . Calculators are educational estimates, not financial advice. Verify · Pairs with /inflation-types/ · Disclosures · How pages are reviewed