Equity vesting
tracker.
Enter your equity grants, vesting schedule, and current stock price. See your unvested value, upcoming vest events, and estimated tax liability at each vest. Saves to your browser.
Tax notes: RSURestricted Stock Unit (RSU)Company shares your employer promises to give you over time, usually a chunk every year for four years. The shares are taxed as regular wages on the day each chunk lands in your account.Full definition vests are ordinary income, taxed at your bracket plus state plus FICAFederal Insurance Contributions Act (FICA)The payroll tax that funds Social Security and Medicare, split between employee and employer.Full definition (approximated here). Options (ISOIncentive Stock Option (ISO)A right your employer gives you to buy company shares at a fixed price later. Cheaper taxes than other stock options if you hold long enough, but can trigger an unexpected extra tax called AMT.Full definition/NSONon-Qualified Stock Option (NSO)An employee stock option taxed as ordinary income at exercise, unlike ISOs which receive better tax treatment.Full definition) are not tax events at vest; tax happens at exercise. See Equity Compensation for the full mechanics. verify×DON'T TRUST, VERIFYClaim: RSU vests are ordinary income in the year of vesting. Options are not taxed at vest; they are taxed at exercise (NSO) or may generate AMT at exercise (ISO).Verify at: IRS Publication 525 ↗Complex equity situations deserve a CPA.
What this tool assumes
- Tax withholding on RSU vest estimated at 22% federal supplemental rate (plus FICA, state).
- Options require strike pricestrike priceThe fixed price at which a stock option can be exercised to buy shares. and exercise timing decisions not modeled here.
Not financial or tax advice. Complex equity deserves a CPA.
HOW THIS IS CALCULATED
This tool runs entirely in your browser — no data is sent to any server. All formulas use standard financial math. Verify the methodology or inspect the source code in your browser's dev tools.