Is the career switch
worth it?

Enter the cost of retraining, income lost during transition, and expected salary in the new field. See your break-even period and 10-year net gain. Break-even math beats vibes.

6 months
BOTTOM LINE
TRANSITION COSTS
CUMULATIVE ADVANTAGE
What this tool assumes
  • Lifetime earnings compare the two paths over the years-to-retirement you enter.
  • Salary-growth rates are per-path assumptions; real careers have jumps and stalls.

Not financial or career advice.

HOW THIS IS CALCULATED

This tool runs entirely in your browser — no data is sent to any server. All formulas use standard financial math. Verify the methodology or inspect the source code in your browser's dev tools.