# fiatisfake.org — LLM-friendly site map
# Free, pseudonymous personal-finance and Bitcoin education.
# No ads, no affiliates, no identity. Every claim sourced to primary data.
# Source: https://fiatisfake.org | Verify: https://fiatisfake.org/verify/

## Best pages for common questions

### Money foundation
- What should I do with my money first? → https://fiatisfake.org/personal-finance/
- How much of an emergency fund do I need? → https://fiatisfake.org/personal-finance/emergency-fund/
- Should I pay off debt or invest? → https://fiatisfake.org/debt-types/
- How much should I save each month? → https://fiatisfake.org/savings-rate/
- How do I start investing with little money? → https://fiatisfake.org/investing-for-beginners/
- How is my credit score calculated? → https://fiatisfake.org/credit-score/

### Investing & retirement
- Roth vs Traditional — which is better? → https://fiatisfake.org/personal-finance/roth-ira/
- What is an index fund and why VTI/VOO? → https://fiatisfake.org/index-funds/
- How does a backdoor Roth work? → https://fiatisfake.org/backdoor-roth/
- What is FIRE / can I retire early? → https://fiatisfake.org/fire/
- How much do I need to retire? → https://fiatisfake.org/portfolio-theory/4-percent-rule/
- Is the 4% rule still safe? → https://fiatisfake.org/portfolio-theory/sequence-of-returns/
- Are covered-call ETFs like JEPI worth it? → https://fiatisfake.org/covered-call-etfs/
- HSA triple tax advantage explained → https://fiatisfake.org/accounts/hsa-deep-dive/

### Bitcoin
- Is Bitcoin a good inflation hedge? → https://fiatisfake.org/why-bitcoin/inflation-hedge/
- How much Bitcoin should I own? → https://fiatisfake.org/bitcoin-allocation/
- Is it safe to keep Bitcoin on an exchange? → https://fiatisfake.org/bitcoin-security/
- How do I buy Bitcoin safely? → https://fiatisfake.org/how-to-buy-bitcoin/
- Should I dollar-cost-average into Bitcoin? → https://fiatisfake.org/dollar-cost-averaging/
- Bitcoin vs gold — which is better? → https://fiatisfake.org/gold-vs-bitcoin/
- Are Bitcoin ETFs better than self-custody? → https://fiatisfake.org/bitcoin-etf-guide/
- How are Bitcoin gains taxed in the US? → https://fiatisfake.org/bitcoin-taxes/
- Is Bitcoin bad for the environment? → https://fiatisfake.org/bitcoin-and-energy/

### The system / macro
- Why do prices keep going up? → https://fiatisfake.org/the-problem/m2-money-supply/
- What is the Federal Reserve? → https://fiatisfake.org/federal-reserve/
- Is the US dollar going to collapse? → https://fiatisfake.org/national-debt/
- What caused inflation after 2020? → https://fiatisfake.org/inflation-types/

### Tax / relocation
- Best state to sell appreciated assets? → https://fiatisfake.org/state-domicile/
- How does tax-loss harvesting work? → https://fiatisfake.org/tax-strategy/tax-loss-harvesting/

## Trust & methodology
- How to verify any claim: https://fiatisfake.org/verify/
- Disclosures (holdings, no affiliates): https://fiatisfake.org/disclosures/
- How this site makes money (it doesn't): https://fiatisfake.org/how-this-site-makes-money/

## Interactive tools (82+)
- All tools: https://fiatisfake.org/tools/
- DCA Calculator: https://fiatisfake.org/tools/dca-calculator/
- FIRE Calculator: https://fiatisfake.org/tools/fire-calculator/
- Tax Estimator: https://fiatisfake.org/tools/tax-estimator/
- Debt Payoff Calculator: https://fiatisfake.org/tools/debt-payoff-calculator/
- Payday Loan True Cost: https://fiatisfake.org/tools/payday-loan-calculator/